According to Milk Road (@MilkRoadDaily), Ripple's XRP was originally developed to offer faster and cheaper cross-border transfers by serving as a bridge asset between banks. However, the rise of stablecoins has shifted market dynamics, as these digital assets now provide similar benefits with even greater efficiency and adoption among financial institutions (source: Milk Road, May 20, 2025). For traders, this increased competition has led to muted price action for XRP and may pressure its market share unless new utility or partnerships are announced. Monitoring stablecoin trends and institutional adoption rates remains critical for XRP trading strategies in 2025.